Resources for You

  • Why You Still Need Goal-Based Planning in Retirement - Before you retired, you may have spent time developing strategies to help you reach your retirement goals. You might have invested for the income you would need, minimized your debt, or protected yourself with long-term-care insurance. By focusing on your financial goals and envisioning the lifestyle you wanted for that Read More
  • Ways to Trim Your Spending in Retirement - Saving money before and during retirement so their standard of living doesn’t suffer is important for many retirees. Unfortunately, many Americans aren’t saving nearly enough and are falling short of setting aside adequate funds to support their retirement needs. The average retirement savings for people aged 56-61 is only $163,577. Read More
  • Are You Prepared for Cognitive Decline? - No one likes to think about dementia and cognitive decline in themselves or their loved ones. But, for many families, this is an incredibly important topic to address. In fact, 5.5 million Americans have Alzheimer’s disease, including 10% of people aged 65 and older. When they pass away, 1 in Read More
  • Tax Benefits of Life Insurance & Annuities - Life insurance policies and annuities can be helpful in providing extra protection and income for you and your family. But you can also increase the value of these benefits with certain tax advantages that each investment provides. Here are some ways that life insurance and annuities provide you with tax Read More
  • Protecting Yourself from Financial Scams - Financial fraud is, unfortunately, a common practice in America that costs individuals and businesses billions of dollars each year. Research shows that people often underreport financial fraud, which is difficult to investigate and prosecute. As a result, staying aware of different scamming techniques is an important way to protect yourself Read More
  • Financial Considerations of Widowhood - Losing a spouse is never easy and a difficult topic for many to even imagine. But when you become a widow or widower, moving beyond the grief to address important financial items in your life is essential. Whether you recently lost your loved one or you need to prepare for Read More
  • Tips for Tax Deduction & Credit Planning - The countdown to tax day on April 17, 2018 has begun. Typically set for April 15 of every year, the IRS moved this year’s date to April 17 as the 16th is Emancipation Day, which is celebrated as a federal holiday. The close of 2017 brought some major legislative changes Read More
  • Unique Financial Needs for Multigenerational Families - Financial lives are inherently complex and require thoughtful perspectives and strategies for you and your loved ones. Multigenerational households pose additional challenges to heads of households. A multigenerational household has two or more adults from different generations. More than 60 million Americans live in multigenerational households, comprising 19% of the Read More
  • 5 Financial Questions to Ask in Retirement - Enjoying a comfortable retirement depends on how well you prepared ahead of time to support your desired lifestyle, and how well you keep a pulse on your financial well-being after you retire. You may need to check periodically to ensure you can continue to afford retirement and health-care needs, no Read More
  • Why You Need to Name Your Beneficiaries - Life insurance and annuities can bring protection and retirement income that help people meet their financial needs and goals. When you buy these items, you get the opportunity to name beneficiaries who will receive distributions after you pass away. This article provides insight into why you name beneficiaries and how Read More